Please be aware of receiving emails and phone calls purporting to be from your Bank or Building Society etc.
Emails will look like they have come from your Bank or Building Society as spammers copy the design and logos so they look authentic. Even the webpages their links take you to are copied to look genuine.
There are several signs and checks to look for as follows,
Dear customer – Your Bank will address it to you, and not ‘Customer’.
Some banks such as Nationwide will quote your post code, spammers are unlikely to be targeting that closely.
Check the sender email address. Does it look genuin. A recent email from TSB was from email@example.com!
They normally have a link to a look-a-like webpage asking you to login. Again if you do click the link does the URL (web address) look right. It may be similar and at a glance look OK but is it? A recent fake paypal URL was https://pay;pal.com. Paypal does not have a semicolon or any other digit in their web address name.
None of the menu links usually work as its just a copy of the Banks Home page. DO NOT attempt to login, that is how spammers obtain your data. They can then login to your Bank account then you can wave goodby to your money.
Scam phone calls are very common and will often ask for your Bank PIN number, password or other details which a bank will never d0. Ring off and call your bank back if in doubt.
Another phone scam is to tell you that your PC has a virus and they want you to download and instal remote access software such as ‘TeamViewer’. This and other software programs are perfectly genuine pieces of software that allows your PC (or Mac) to be remotely controlled. The caller says he can remove the virus using this software.
First question to ask is how does he know your PC has a virus?
Never ever allow remote access this way. The spammer will tell you he is installing software to kill the virus when in actual fact he is installing a virus that will send him all your personal details you have stored. Passwords, bank details, all your contacts email address and more. Once the virus has done it’s job it will either freeze up your PC with a message demanding a payment to unfreeze it or it will wipe your hard drive or SSD card rendering your machine useless!
Best and safest bet is to just hang up!
These are just a few tips to be aware of.
Be carefull and stay safe.